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car charged off, ht by a diesel truck , no comp pd no repair, can it b register n another state if i moved?

December 18th, 2010 Leave a comment Go to comments

what if after a few yrs able to get car repaired, can it be reposessed, at the time finance co stated they didn’t want the car back because it was wrecked, lost my job and have lots of unpaid med bills
the finance co never mailed salvage title and my tags have expired, have moved to another state and need to register the car and get new tags. what r my options. i am really nervous as this is my only transportation.

If the finance company didn’t want the car back & your insurance didn’t take the vehicle either- then your finance company should have had the title transferred over to a salvage title & mailed it to you since both agencies are allowing you to keep the totaled vehicle. Then the car would then legally be yours- your insurance company (or the insurance company of the person that hit you) should have paid off the fiance company & there is most likely no longer a lien on the car.

Vehicles with salvage titles can be repaired & made road legal again, but the process to jump through all of the hoops and red tape to get the salvage title cleared is a huge mountain of frustration & pain in the rear.

  1. George A
    December 18th, 2010 at 17:21 | #1

    If the finance company didn’t want the car back & your insurance didn’t take the vehicle either- then your finance company should have had the title transferred over to a salvage title & mailed it to you since both agencies are allowing you to keep the totaled vehicle. Then the car would then legally be yours- your insurance company (or the insurance company of the person that hit you) should have paid off the fiance company & there is most likely no longer a lien on the car.

    Vehicles with salvage titles can be repaired & made road legal again, but the process to jump through all of the hoops and red tape to get the salvage title cleared is a huge mountain of frustration & pain in the rear.
    References :

  2. Bill M
    December 18th, 2010 at 18:10 | #2

    If the title is in your name you can register it. If the finance company has a lien on the title, you might have to call them and see if they will release it. They didn’t want the car back because their estimates said repairs would cost more than it was worth.
    References :

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